Loans, Credit Lines and Overdraft Protection

Loans, Credit Lines and Overdraft Protection

Pick from our borrowing options

A way that is flexible borrow

  • Put it to use for house renovations or making purchases that are large
  • Borrow between $5000 – $50,000
  • Apply when for a borrowing limit as possible continue steadily to utilize and re-use by having a repayment that is flexible 1

Unsecured Loans

Borrow just things you need now, for just what you prefer

  • Utilize it for big acquisitions or debt that is consolidating
  • Borrow between $5000-$50,000
  • We’ll help develop a payment schedule that fits your allowance

Scholar Credit Line

A way that is flexible fund your school costs

  • Pay money for costs such as for example tuition, publications and residing at competitive interest levels
  • Apply as soon as for a borrowing limit that one may continue to utilize and re-use 1 whilst in college 2
  • Interest-only payments that are monthly at school as well as for a couple of years once you leave college

Monthly Arrange Overdraft Protection

A back-up for your transactions that are everyday

  • Well suited for those individuals who have many shortfalls that are monthly their chequing account
  • Avoid declined deals, belated bill re re payment charges or NSF charges for $4 each month plus 21% interest each year on overdrawn quantity
  • Provides protection between $300 – $5000

Pay While You Go Overdraft Protection

Get ready to handle the unforeseen ( unavailable on records in Quebec)

  • Well suited for those that have only periodic importance of overdraft security coverage
  • Avoid declined deals, belated bill re re payment fees or NSF charges for $5 per usage with at the most $5 each day plus 21% interest each year on overdrawn quantity
  • Provides protection between $300-$5000

TD Residence Equity FlexLine

Your property will probably be your most effective monetary borrowing device

  • Access your credit during your TD Access Card 3 cheques and EasyWeb on line banking
  • Apply when for a borrowing limit as you are able to continue steadily to utilize and re-use 4
  • Finance purchases linked to house ownership, including home renovations and unforeseen house repairs

Dealership Car Loan

TD provides financing that is effective at dealerships across Canada

  • Obtain access to the total amount you’ll need for the vehicle, watercraft, marine or RV purchase
  • Enjoy usage of financing that is flexible dealer programs and our trusted nationwide partnerships
  • Choose from a set or adjustable rate of interest to meet your requirements

Private Sale Vehicle Loan

Submit an application for an automobile loan that suits your allowance

  • Car loans are offered for independently offered vehicles, SUVs, vehicles, vans or vehicles that are recreational
  • Select from a set or rate that is variable suit your needs
  • We are going to assist you to produce an appropriate payment routine

TD On-the-Spot RSP Loan

Optimize your RSP by borrowing as much as the RSP share restriction for the 12 months

  • Borrow as much as your RSP that is unused contribution for the 12 months
  • Choose from a set or adjustable rate of interest to match your need

TD CarryForward RSP Loan

Borrow now which means that your your retirement cost savings may develop

  • Catch through to RSP efforts from past years as much as $50,000
  • As much as 5-year terms available for fixed rate loans
  • As much as 10-year terms available for variable price Loans (term and amortization must match)

Investment Secured Credit Line

Make use of your qualified opportunities to secure a credit line

  • Borrow from $5,000 to $200,000
  • Apply once for a credit line that one can continue steadily to utilize and re-use with a repayment that is flexible 1
  • Convenient usage of your credit during your TD Access Card 5 , cheques and EasyWeb on the web banking

Find out about Borrowing

Check out extra resources to help you even further understand your borrowing choices.

Know Loans and Credit Lines

Discover credit options for typical borrowing needs like paying down debt, house renovation and much more.

Compare TD Loans & Credit Lines

Find out about the distinctions between that loan and A credit line.

Get and keep maintaining good credit

Find down what’s tangled up in getting credit, just how to keep your credit history healthy and more.

Have to keep in touch with us directly?Contact us



In terms of needs that are borrowing there’s no one size that fits all.

That will help you determine which monetary financing choice could be best for your needs, keep consitently the after in your mind:

Have you got a well-defined borrowing need with a specific objective – such as for example purchasing a car or truck, consolidating financial obligation or any other major expense? Then financing might be an improved choice. It gives a lump sum of cash at the start. It is possible to choose a set or variable interest rate… and choose your re re payment regularity which range from regular to biweekly, semi-monthly or month-to-month.

If, having said that, you’ll need the flexibleness to borrow for a number of requirements, and never have to re-apply each and every time, then a personal credit line could be an improved option – given that funds as much as your available borrowing limit are there any, if you want! And also you pay only interest about what you employ.

Talk to a TD agent to learn more about which solution might be suitable for your borrowing requirements!

On-Screen Graphics

Loan vs. Loan vs. lend Loan vs. credit line Loan vs. uncover cash on ground

Loan vs. Personal Credit Line

Interest Fixed Adjustable

Weekly Bi-weekly Semi-monthly Month-to-month

Content in this movie is actually for informational purposes just that can vary centered on specific circumstances.

Please talk to a TD banking expert regarding the specific requirements.

В® The TD logo design along with other trade-marks will be the home associated with Toronto-Dominion Bank.

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